Personal Development

The Basics of Personal Budgeting

Overview

This course is designed to teach people of all income groups the basic principles of personal budgeting and personal financial management. Apart from teaching participants how to physically set up a personal budget, tools to analyse and understand a personal budget are also presented. Personal finances and how we should think about money is discussed on an individual and family level, with a section set up specifically for married couples. The course participant will also learn to understand their own habits and spending behaviour better, and most importantly how to avoid falling into financial traps. The course aims to assist all income earners in becoming good stewards of their finances and ultimately lead to a healthy financial climate in the country.

 

Duration of the course: 4½ weeks

 

WHAT THIS COURSE IS ABOUT:

Are you truly in control of your finances? This course is designed to teach individuals and families from all income groups about the basic principles of budgeting and personal financial management. Apart from teaching the course participants how to physically set up a budget, tools to analyse and understand a budget are also presented. Personal finances and how we should think about money is discussed on an individual and family level, with a section set up specifically for married couples.

 

Does it sometimes feel like your wallet or bank-accounts are on autopilot? Do you sometimes wonder why you bought a specific item? Are you uncertain about how much you spend on groceries every month? Are you in conflict with other people because of money? Or does your monthly income just not feel enough?

 

You will find great value in this course if you answered YES to any of the aforementioned questions. Over-and-above learning how to set up a budget, participant will also learn to understand their own financial habits and spending behaviour better. Most importantly, the course aims to help you to avoid falling into financial traps and to become a good steward of your finances.

 

WHO SHOULD DO THIS COURSE?

This course will benefit all those who earn an income or have a say over their household’s expenditure. People who want healthy, debt-free finances in order to build a better future for themselves will be drawn to the course. The course contains budgeting tools and financial insights that will be of great value to all levels of income-earners, and indirectly benefit all of their current dependants and those to come in the future.

 

LEARNING OUTCOMES:

The course aims to teach participants:

  1. What a personal budget is
  2. The value of personal budgeting and financial goals
  3. What a personal budget should look like
  4. How to prepare a personal budget
  5. How to evaluate a personal budget
  6. How to think about your money and manage your spending habits
  7. Understand general personal financial management
  8. Why investing should be a goal
  9. How to manage finances in a marriage
  10. To implement a turn-around strategy if someone has lost control of their finances

 

Tier/Level 1 = Understanding basic concepts of personal budgeting, setting up a personal budget, managing yourself to manage your finances, understanding financial principles of spending, debt, saving and investing, money and marriage.

 

 

Current Status
Not Enrolled
Price
R 399,00
Get Started

Credit Card Payments

All Credit and Debit Card payments are processed through PayU. After submitting the discount code, you will be redirected to the PayU payment gateway, where you will be asked to enter your Nedbank card details in order complete the transaction.

After the payment has been successfully processed, you will be redirected back to the Educate24 site, and will be able to start your course immediately.

 

How to access your voucher on the Greenbacks app

 

All Nedbank Greenback members who wish to make use of this discount, please follow the check out process where you will be prompted on how to redeem your discount code

Simply download the Greenbacks app.
Select offers and Opt into the Educate24 deal to get access the voucher code that will entitle you to 25% off.
Once you’ve opted in, go to ‘More’ at the bottom of your screen and select ‘Coupons’.
If your coupon does not appear, please check again in a few minutes.
Visit www.educate24.co.za to purchase your online course.
Present your coupon code at checkout and pay with your Nedbank card.

Any Nedbank queries can be directed to this number: 0860 555 111

Why do you need my card number?

Educate24 will only use your card number to validate that you are a Capitec client.

 

Is it safe to enter my card number?

Yes it is safe. Educate24 does not store your card number and only use it to validate that you are a Capitec client.

 

 

Where can I find my card number?

Your card number is the 16 digit number on the back of your Capitec bank card.

 

 

All Capitec Card holders who wish to make use of this discount, please follow the check out process where you will be prompted on how to redeem your discount voucher